In this discussion, we will deliberate scenarios, as country’s economic growth expands and deepens its reach, there has to be diversification of credits to suffice the requirements. In such a scenario, a collaborative effort by both banks and Non-Banking Financial Institutions shall be the order of the day. In the past on-lending, bilateral assignments/purchase of loan portfolios of NBFCs by banks and co-lending have been the steps in this direction. In this session we propose to not only discuss the past efforts but also explore new avenues of collaborative lending by banks and non-banks. It still requires more ideation and build up to achieve. For this a deep discussion is needed.